[Fehorizon Ushers in the 3.0 Era] Deepening Inclusive Finance: FEHORIZON Inclusive Finance Crosses the RMB 100 Billion Lending Milestone

Regional Deepening, Ground-Level Operations
Under the company's overall strategic coordination, FEHORIZON Inclusive Finance has firmly committed to deepening its presence in lower-tier markets, anchoring its strategic direction of "regional deepening," continuously optimizing its business layout, and expanding the breadth and depth of its inclusive finance services. To date, FEHORIZON Inclusive Finance has established 8 major business centers, over 60 business departments, and more than 110 offices across the country, with business coverage extending to over 170 cities. Through a localized operational model, the company responds rapidly to the financing needs of enterprises, precisely channeling the "vitality" of finance into the "fertile soil" of small, medium, and micro enterprise development across various regions.

Billion-Yuan Funding, Precise Nourishment
Leveraging years of deep industry experience accumulated by FEHORIZON in sectors such as manufacturing, processing, and consumer services, FEHORIZON Inclusive Finance can tailor professionally adapted financing solutions for small, medium, and micro enterprises based on the unique characteristics of different industries, meeting their diverse financing needs for equipment upgrades, production capacity enhancement, and working capital replenishment. To date, FEHORIZON Inclusive Finance has served a cumulative total of 40,000 enterprise clients, becoming a trusted partner for small, medium, and micro enterprises.
Diversified Financing Resources, Multi-Dimensional Security
In August 2025, following a comprehensive assessment by a domestic authoritative credit rating agency, FEHORIZON Inclusive Finance was awarded a AAA main entity credit rating with a "stable" outlook. As of May 2026, FEHORIZON Inclusive Finance has successfully issued small and micro targeted asset-backed notes for five consecutive months this year, with cumulative issuance exceeding RMB 10 billion for the year. The expansion of diversified financing channels and the optimization of the financing structure have injected strong financial momentum into FEHORIZON Inclusive Finance's ongoing efforts to enhance its capacity to serve the real economy.
Technology Empowerment, Intelligent Risk Control
Given the business characteristics of "small individual ticket sizes with high volume," FEHORIZON Inclusive Finance continuously optimizes industry asset allocation, refines differentiated product channels, and deepens digital transformation and intelligent upgrades, striving to achieve an effective balance among scale, returns, and risk, thereby providing strong support for business expansion at scale. With the iterative upgrade of the "Yuanjian Intelligent Risk Control System," FEHORIZON Inclusive Finance's intelligent development has entered a phase of deep application, forming a complete framework for risk identification, credit decision-making, and monitoring and early warning. This strengthens precise risk control at each stage and systematically enhances system resilience.

A New Journey Begins, With Vast Horizons Ahead. As a key pillar of FEHORIZON's financial services landscape, FEHORIZON Inclusive Finance will continue to uphold its original inclusive finance mission, practice inclusive finance, persistently deepen its presence in lower-tier markets, and steadily advance its expansion at scale. Leveraging FEHORIZON's deep resources and nationwide service network, FEHORIZON Inclusive Finance will further use its digital and intelligent risk control capabilities to enhance service quality and efficiency, providing more flexible and efficient financing services to small, medium, and micro enterprises. Through its professional strength, it will contribute to the high-quality development of the real economy, demonstrating the company's responsibility and commitment to serving national strategies and empowering industrial upgrading.
